Reviews

Please find below all of the documents relating to the latest quarterly review

Quarterly summary

This quarterly update includes a review of the previous quarter, highlighting the stories and events that influenced markets and impacted on portfolio returns over the period. It also provides a summary of the latest performance figures as well as an explanation about the main changes which we have made to the portfolios at this review.

Quarterly summary

Asset allocation review

This is our review of asset classes and sectors for the previous quarter with our outlook for the coming months. It forms the basis of the tactical asset allocation overlay that is used to build our portfolios. The review is the work of the Harwood Wealth Management investment committee which oversees all of the investment mandates managed by the group.

Asset allocation review

Announcement

Please click the link below to read an update regarding a change to the review schedule from 2021.

Update

Cautious - Q3 2020

Factsheet

Fund Changes

Balanced - Q3 2020

Factsheet

Fund Changes

Growth - Q3 2020

Factsheet

Fund Changes

Defensive Income - Q3 2020

Factsheet

Fund Changes

High Income - Q3 2020

Factsheet

Fund Changes

Ethical Managed - Q3 2020

Factsheet

Fund Changes

Please note, a cash alternative may be utilised if necessary in order to process trades, e.g. where a the use of a suspended fund would otherwise prevent a switch from happening.

 

The fund change summaries below relate to plans which are invested in older style contracts on the Old Mutual Wealth platform only.

Old Mutual charge basis 1 & 2

Cautious - Q3 2020

Fund Changes

Old Mutual charge basis 1 & 2

Balanced - Q3 2020

Fund Changes

Old Mutual charge basis 1 & 2

Growth - Q3 2020

Fund Changes

Old Mutual charge basis 1 & 2

Ethical - Q3 2020

Fund Changes