Portfolio types

We offer a range of six portfolios and these are split into two groups. The first group of portfolios are constructed to achieve positive long term returns at different levels of risk and the second group of portfolios are all designed with a specific objective in mind.

If you would like to gain an understanding about which portfolio is most suitable for you please complete our Portfolio Questionnaire first.

Accumulation portfolios:

Designed for the lower risk investor, this portfolio invests in a mix of fixed interest and equity to generate a return balanced between the two types of asset.

Learn more about Cautious

Whilst remaining largely centred on the UK this portfolio includes elements of developed and emerging market equity with a view to producing a higher level of return.

Learn more about Balanced

Investing into a range of geographic regions and asset classes this portfolio has a focus on higher risk assets making it suitable for investors willing to take on more risk for higher potential gain.

Learn more about Growth

Objective portfolios:

A cautiously-minded portfolio designed to produce a steady level of income by investing into government and corporate bonds as well as blue chip equity.

Learn more about Defensive Income

This portfolio is constructed to produce a higher level of income and growth by investing into corporate bonds as well as UK and international equity income.

Learn more about High Income

This portfolio has an overriding ethical bias and suitable funds are identified by applying a filter to identify those that meet our strict ethical criteria. The portfolio uses a balanced investment approach, gaining exposure to a number of different asset types.

Learn more about Ethical

Other financial tools:

Portfolio Questionnaire

By asking a series of questions about your investment time frame and your views on risk and return, this tool can help you to decide which of our portfolios is right for you.

Portfolio Questionnaire

KIDs / KIIDs

Key Information Documents (KIDs) and Key Investor Information Documents (KIIDs) provide a summary of the important information relating to the individual funds which we use, including the costs and risks.

KIDs / KIIDs

The value of units can fall as well as rise, and you may not get back all of your original investment.